To use Aparta’s solution, the following criteria normally need to be met:
You must own or buy a freehold property with sufficient equity. The requirement depends on the size of the share Aparta acquires and your individual situation. The final assessment will therefore be made on a case-by-case basis when we open for applications.
There are no absolute requirements regarding income or employment, but we conduct a credit assessment to ensure that you will still be able to service your mortgage responsibly after the investment.
The property must be your primary residence, which can be a detached house, townhouse, or freehold apartment. We do not offer the solution for housing cooperatives, vacation homes, or particularly unusual property types.
Initially, we only invest in homes located in central areas of the largest cities. This may later be expanded to include additional geographic areas.